Amongst several factors that affect employee wellness in most organizations, financial stress has the greatest impact. This often causes high levels of anxiety and stress leading to poor mental health, demotivation, and lower productivity.
Due to lack of Financial Education and low financial affordability levels, employees often face the following.
- Use debts as a survival mechanism to manage cash flows.
- Cancel their insurance premiums for extra cash leaving them vulnerable to risk.
- Resign to access pension funds, thus increasing staff turnover.
- Demotivation, lower quality of work and lower productivity.
- Garnishee orders against their salary and loose their assets through repossession.
Increasingly employees with high unaffordable debt repayments or financial difficulties, feel underpaid as a substantial portion of their income is debited by their creditors and are often on a zero bank balance just few days after receiving their salaries.
Mindful of the above, we are confident that empowering your employees with Financial Education will add a valuable contribution to the growth and sustainability of your organization.
Below is a list of some topics and skills provided through our training sessions;
- Understanding Credit Agreements and Credit Score.
- Budgeting, Money Management and Debt Management.
- Consumer Rights and Protection Laws.
- Financial Goals setting, Savings and Investments.
- Understanding Taxes and Tax Brackets.
- Managing Risk, Insurance and Emergency Preparedness.
Our Financial Education Training is tailored to empower employees within corporates and other organizations from all sectors and industries.
Take the first step and Contact us for more details.